ROI Calculator

Measure your return on investment as a percentage of the initial amount, with optional annualized ROI.

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Educational Purpose Only: This calculator provides estimates for informational purposes. Results are not professional financial advice.

Initial Investment (₹)

Final Value (₹)

Investment Duration (years) — optional for annualized ROI

How it works

ROI (Return on Investment) is calculated as the net profit divided by the initial investment, expressed as a percentage. If you also provide the investment duration in years, the calculator computes the annualized ROI — also known as Compound Annual Growth Rate (CAGR) — which shows the equivalent yearly growth rate that would produce the same final value from the initial investment.

ROI = (Final Value − Initial Investment) / Initial Investment × 100

Annualized ROI (CAGR) = (Final Value / Initial Investment)^(1/years) − 1

ROI vs CAGR

Simple ROI tells you the total percentage gain or loss over the entire holding period, regardless of how long it took. CAGR normalises this to an annual rate, making it easy to compare investments held for different time periods. For example, a 50% ROI over 10 years sounds impressive but translates to only about 4.1% CAGR — lower than a fixed deposit.

This calculator is for educational purposes only. Past returns do not guarantee future performance.